Bore da pawb, good morning everyone. I am grateful for the opportunity to speak with you today. I want to address an issue that sits at the very heart of public trust, effective governance, and the financial sustainability of our public bodies in Wales: the need for timely and high-quality local government accounts. I often hear comments about these accounts such as, “No one reads them,” “They’re too complicated,” or “No one really understands them.” I get it! But neither can we allow this narrative to go unchallenged.